The inaugural National Housing Symposium, which took place from 29th to 30th July 2024 at Bingu International Convention Centre in Lilongwe, a collaborative effort by Habitat for Humanity Malawi and the Ministry for Lands and Department of Housing, showcased the launch of the Malawi Housing Corporation’s new headquarters by His Excellency Dr. Lazarus McCarthy Chakwera. The two-day event also introduced Malawi Designs, a collection of 18 disaster-resilient housing prototypes for urban and rural areas, now accessible to all Malawians, highlighting the inclusive nature of this pioneering initiative. The symposium also played a crucial role in reviewing the National Housing Policy and identifying current gaps. Panels and presentations provided valuable insights into affordable and sustainable housing, aligning with the vision of Malawi 2063. Topics ranged from sustainable materials and disaster-resilient designs to urban planning and financing solutions like Public-Private Partnerships and social enterprises. These discussions are pivotal for advancing housing policy and implementation in Malawi. Key participants included Habitat for Humanity, Catholic Relief Services, Malawi Housing Corporation (MHC), Malawi Red Cross Society, UN IOM, NICO, Old Mutual, Small Farm Cities Africa, Gift of the Givers, SVTP, Malawi University of Business and Applied Sciences (MUBAS), NBS Bank, and Eris and many others. Day 1: Exploring the Challenges and Innovations in Malawian Housing The crisp early morning air of Lilongwe marked the beginning of the inaugural National Housing Symposium. His Excellency Dr. Lazarus McCarthy Chakwera officially broke ground for the future headquarters of the Malawi Housing Corporation on Capital Hill, symbolizing a new chapter in Malawi’s housing development. The symposium then moved to the Bingu International Convention Center (BICC), where attendees were greeted with vibrant songs and dances, setting a lively tone for the event. A highlight of the day was the showcase of various housing models, each built with different materials and innovative concepts. Habitat for Humanity presented a house constructed with interlocking soil-stabilized blocks (SSBs), promoting sustainability and cost-effectiveness. Catholic Relief Services demonstrated disaster-resilient housing with deep, elevated foundations to combat flooding. The Malawi Housing Corporation showcased the durability and sustainability of cement blocks, while Small Farm Cities Africa integrated agriculture and education into their housing solutions, addressing broader socioeconomic issues. The symposium also featured tours of these model houses, allowing attendees to explore diverse housing approaches firsthand. Talks, Panels, and Presentations The inaugural day of the National Housing Symposium began with a reflective look at Malawi’s housing history. Surveyors Nkosi and Mawanya set the stage by examining past housing projects and their pitfalls. They highlighted issues such as poor community participation and inadequate planning, which have led to abandoned initiatives and dissatisfaction with housing solutions. A notable example was a World Bank Project that provided shell homes with basic infrastructure, only for many beneficiaries to resell their units to higher-income buyers, leading to unintended outcomes. The symposium quickly shifted focus to urgent contemporary issues, particularly the gaps in the National Housing Policy. Mr Kingsley Mhlungu, Deputy Director of Housing at the Ministry of Lands, presented a critical review of the policy, first updated in 2019. Despite an accompanying implementation and monitoring plan, several challenges remain, including the lack of a drafted National Housing Act, regulatory issues, land disputes, high interest rates, and insufficient urban infrastructure. Lungu emphasized the need for comprehensive solutions, including incentives for affordable housing and improved funding mechanisms. He stressed the importance of robust public-private partnerships (PPPs) in addressing these issues and creating incentives for affordable housing development. Representatives from NICO expressed willingness to support affordable housing, provided there were tangible benefits for private entities. The disparity between urban and rural housing was also discussed, with an emphasis on addressing rural housing issues to alleviate urban pressure. This approach requires coordinated efforts to ensure access to livelihoods, services, education, and health in rural areas. Addressing the issue of housing finance, it became clear that current mortgage systems predominantly benefit those already financially empowered. Past initiatives, such as the New Business Society’s housing loans, have led to increased debt and repossession, exacerbating affordability problems. This ongoing challenge underscores the need for innovative financial solutions and greater inclusion. Amid these discussions, Habitat for Humanity showcased its approach to tackling housing challenges through sustainable materials and social enterprises. Their model emphasizes affordable, disaster-resilient housing, while Catholic Relief Services highlighted its Housing Construction Manual, which provides guidelines for constructing resilient homes. RiseUp Malawi further explored the theme of disaster resilience, discussing the importance of integrating disaster risk reduction and response (DRRR) into housing solutions. They stressed that many communities are repeatedly affected by similar issues due to a lack of continuous learning and effective risk-reduction measures. DoDMA representatives added that existing legislation on disaster risk reduction and housing often lacks cohesion, leading to fragmented approaches. Dickens Mahwayo underscored the need for proactive rather than reactive disaster resilience, as proactive measures are often more cost-effective and sustainable. The World Bank’s Shock Waves Report highlighted the lack of disaster risk reduction and response (DRRR) elements in Malawi’s urban housing, stressing the need for long-term resilience in the face of climate change and poverty alleviation. In summary, the first day of the symposium set a dynamic and insightful foundation for addressing Malawi’s housing challenges, emphasizing the importance of sustainable, inclusive, and resilient housing solutions. “Housing should be affordable outside the confines of a project or program.” – Dickens Mahwayo Day 2: Unpacking Housing Solutions and Challenges A call to action. Day two of the National Housing Symposium began with a recap of the previous day’s discussions, setting the stage for a deeper exploration of housing issues in Malawi. The focus remained on affordability, the effectiveness of managed rentals, the use of traditional materials, public-private partnerships, and the need for a comprehensive quantitative analysis of the National Housing Policy. This day sought to build on the foundation laid, aiming to uncover and address the multifaceted challenges in the housing sector. John Chombe opened the day’s discussions with a thought-provoking presentation on the intersectionality of housing. He argued that housing is not an